Reader’s Question:
I just got a new car. I loaned some money from the bank to purchase my first car. I don’t know a lot of stuff about car insurance. I got one simple question now – why should I buy automotive insurance?
Carmine
Chicago, IL
Congratulations on your new car!
Since you’ve mentioned that you’ve borrowed some money from [...]
Reader’s Question:
I need automotive insurance quotes for my new car. Where do I find them?
Suzy
Newark, NJ
Getting hold of automotive insurance quotes is quite tedious, especially if you want to get a quote from each insurance company in your state. But if you have enough time and money, you can do away with this task. All [...]
Reader’s Question:
I get confused everytime I try to get some information about automotive insurance since I plan to buy a new car here in New Jersey. Do you have any advice for me to understand the confusing things about auto insurance?
Derek
Elizabeth, NJ
Understanding the fine points of automotive insurance could be so difficult and confounding. Here [...]
Reader’s Question:
My rates have been much higher after my friend got into an accident while using my car. Where can I get the cheapest automotive insurance quotes?
Tony
Chicago, IL
Lending your car may not be a very good practice especially if it is going to be in the hands of an uninsured driver even if he is [...]
Reader’s Question:
I’m only learning how to drive so I’ve only got a learner’s permit. I actually just got it today. Is it some kind of a violation for me not to purchase coverage from an automotive insurance company? What are the rules in New York?
Vincent
Babylon, NY
It’s not a violation, Vincent. In fact, I think you [...]
Reader’s Question:
Being a first time buyer of auto insurance, I don’t really know the ins and outs of the business. What are the things that I have to decide on when buying my auto insurance here in Indiana?
Derek
South Bend, IN
There are a lot of things that you have to decide on when you are buying [...]
Reader’s Question:
How much automotive insurance coverage should a motorist get in the state of Washington?
Wally
Seattle, WA
Financial accountability laws in the state of Washington dictate that every resident motorist must have the capacity to offer monetary compensation to the injured party for any bodily harm or property damage he or she may cause in an accident. [...]
Reader’s Question:
Why do automotive insurance companies conduct annual risk assessments? What effect does it have on my premiums?
Bridget
Nashville, TN
Basically, automotive insurance companies conduct annual risk assessment for them to determine your premiums based on calculated risk. Annual risk assessment is a point system used to gauge if have you been a good driver, or whether [...]