Automotive Insurance

Reader’s Question:
My rates have been much higher after my friend got into an accident while using my car. Where can I get the cheapest automotive insurance quotes?
Tony
Chicago, IL
Lending your car may not be a very good practice especially if it is going to be in the hands of an uninsured driver even if he is [...]

Reader’s Question:
Why do automotive insurance companies conduct annual risk assessments? What effect does it have on my premiums?
Bridget
Nashville, TN
Basically, automotive insurance companies conduct annual risk assessment for them to determine your premiums based on calculated risk. Annual risk assessment is a point system used to gauge if have you been a good driver, or whether [...]